- EASY to apply
- NO Medical Examinations
- NO health ratings
- NO occupation ratings
- NO limit on the number of claims
- NO excess to pay
If you are off work due to accident or sickness, the policy will pay you 1/30th of your monthly benefit for each continuous day you are off work - once your deferred period has elapsed. You will receive this benefit for your chosen benefit period, or until you return to work, whichever occurs first.
The maximum monthly benefit is 60% of your gross monthly income if you are employed, or 60% of your taxable monthly income if you are self employed.
Monthly benefits of between €300 and €3,000 are available.
If you or an insured member of your family are hospitalised for more than 48 hours, the policy will pay you 10% of your monthly benefit for each subsequent 24 hours that you remain in hospital. This is payable for up to 30 days per insured person per policy year. In addition you will still receive your monthly benefit.
That’s a cash benefit of between €30 and €300 a day.
You can even cover a partner who is unemployed - for example a house wife/husband. The benefits available for non-earners are Accident or Sickness & Hospitalisation.
Our premiums are not affected by whether you smoke, your occupation or what hobbies you participate in during your spare time. Instead, our premiums are based upon the level of cover and additional options you decide to include.
Call us now for a hassle free quote 01 685 3818